Des taux toujours attractifs avant l'été — Crédit

10 Juin, 2018, 17:22 | Auteur: Auguste Feret
  • Une maison à vendre à Caen

Dans le détail, les particuliers faisant appel aux organismes financiers peuvent encore espérer bénéficier de taux intéressants, à hauteur de 1,53% en moyenne pour l'accession à la propriété dans le neuf, et 1,46% dans l'ancien.

En effet, en avril 2018, ils s'établissaient en moyenne à 1,47 %. Quant à la durée moyenne des prêts, qui s'était un peu raccourcie en avril, elle a repris sa progression persistante qui lui a fait gagner 17 mois depuis début 2014: elle s'est établie en mai à 224 mois contre 220 le mois précédent.

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Les derniers chiffres de l'observatoire du Crédit Logement/CSA le confirment: les taux des crédits immobiliers ne sont pas près de remonter de sitôt. Et en mai 2018, ils sont revenus à leur niveau de février 2017, en dépit de l'allongement de la durée des crédits accordés. Le rapport note que la concurrence est "toujours très vive ", même si la demande s'affaiblit depuis un an. " Dans un contexte de hausse des prix de l'immobilier, mais aussi de diminution des aides à l'achat, les banques acceptent à nouveau, sous conditions bien sûr, d'allonger les durées des prêts, seule façon de maintenir la solvabilité, des primo-accédants notamment", commente Jérôme Robin, directeur général du courtier Vousfinancer.

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