Comment le prélèvement à la source va appauvrir les Français

14 Septembre, 2018, 16:42 | Auteur: Auguste Feret
  • Prélèvement à la source: comment choisir son taux

Profil adapté: ce taux est adapté pour les personnes entrant dans le système déclaratif, les célibataires sans enfant ainsi que les personnes ne voulant pas communiquer leur taux de prélèvement à leur employeur. Il existe tout de même un moyen de préserver votre confidentialité en la matière: opter pour le taux "neutre", aussi appelé "non personnalisé", qui repose sur vos seuls revenus d'activité.

L'administration vous a normalement informé, par courrier, du taux d'imposition qu'elle compte vous appliquer à partir de janvier. Si votre foyer compte deux salaires, c'est-à-dire si vous vivez en couple marié ou pacsé, le taux personnalisé additionne les deux salaires du foyer et prélève la même somme sur chacun.

Sauf que ce n'est pas forcément le plus avantageux pour celui qui a le salaire le plus faible. Tant que vous n'avez pas changé ce taux, le fisc tient compte de votre situation familiale.

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Enfin, si vous ne souhaitez pas que l'administration communique à votre employeur votre taux de prélèvement personnalisé, un taux "neutre" sera appliqué. La situation est similaire pour les personnes ayant de fortes variations de leurs salaires en cours d'année. Les contribuables ont jusqu'à samedi 15 septembre minuit pour choisir leur futur taux d'imposition. On a tout intérêt à faire connaître son option avant le 15 septembre car certaines entreprises vont entrer dans une phase de préfiguration.

Après moult tergiversations, le gouvernement a finalement confirmé que le prélèvement à la source serait mis en œuvre à compter du 1er janvier 2019; rappelant à l'envi, pour convaincre les millions de contribuables encore dubitatifs, que cette réforme ne pourra que leur simplifier la vie! Le prélèvement à la source ne déroge pas à cette idée.

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